In a recent post, I talked about the Energy Efficient Mortgage, or EEM for short. In order to qualify, a certified energy rater must come to the home and look in specific areas to determine the home’s efficiency.
What exactly are they looking for?

An energy envelope that is efficient and free of leaks. A building energy envelope is the area surrounding the home or building that affects its energy usage. Typically, this includes the actual frame and construction of the home, the ducts inside the home, windows, doors, insulation, building materials, …

Believe it or not, there is a program out there called the Energy Efficient Mortgage, or EEM for short. Not all lenders will recognize this, but this appears to be a federally backed program that helps buy homeowners and buyers finance and improve their home’s energy efficiency – which in turn boosts the assessed value of the home.